T.A.C.T. Miami sheds light on insurance and support for families in crisis
Miami, FL – An unattended or undiscovered death is one of the most emotionally and logistically challenging situations a property owner or family can face. Beyond the initial shock and grief, the question many are left with is: “Who pays for the cleanup?”
At T.A.C.T. Miami, we understand how overwhelming this moment can be. That’s why in addition to offering fast, discreet, and certified biohazard remediation services across South Florida, we also help families and property managers navigate the financial side—especially when it comes to homeowner’s insurance.
Homeowner’s Insurance: Your Best Financial Resource
In most cases, homeowner’s insurance covers the cost of professional biohazard cleanup services following an unattended death. This includes:
- Remediation of blood and bodily fluids
- Odor removal and sanitation
- Structural removal (e.g., carpet, flooring, drywall) if necessary
Insurance policies typically classify this as biohazard or trauma scene cleanup, and may also cover property damage caused by decomposition.
“People are often surprised to learn that they’re not responsible for paying out of pocket,” says a technician at T.A.C.T. Miami. “We work directly with insurance adjusters to make sure our clients aren’t burdened twice—first with the loss, then with the cost.”
Let T.A.C.T. Miami Handle the Paperwork
Filing an insurance claim during a crisis can be confusing and emotionally draining. That’s why T.A.C.T. Miami provides full insurance coordination, including:
- Verifying coverage with your provider
- Handling estimates and required documentation
- Working with adjusters to expedite claims
Whether the property is a private home, rental unit, or managed property, our trained staff knows what information insurance carriers need to approve remediation quickly.
What If Insurance Doesn’t Cover It?
If for some reason your policy doesn’t include this type of claim, T.A.C.T. Miami will work with you to explore affordable options. We offer:
- Transparent, upfront pricing
- Payment plans (in qualifying cases)
- Resource referrals for financial assistance, if available
No matter the situation, we treat every client with compassion, discretion, and dignity.
Need Help Now?
If you’re dealing with the aftermath of an unattended or undiscovered death in South Florida, you don’t have to go through it alone. Let T.A.C.T. Miami help with both the cleanup and the paperwork.
? Call: (786) 981-1104
? Visit: www.tactmiami.com
? Available 24/7 in Miami, Fort Lauderdale, the Florida Keys, and surrounding areas
